Refund of Contributions

A participant who resigns or is discharged from service before age 50, or a fireman with less than 10 years of service who withdraws before age 57, is eligible for a refund of their contributions for annuity and spouse’s annuity plus interest and the increment increase. The 1/8 of 1% contributions for ordinary disability benefits is non-refundable.  Any participant shall be entitled to such refund until he re-enters service or until his annuity is fixed. To request a refund application, please email info@fabf.org. 

A participant who receives a refund and later re-enters service may restore prior service credit by repaying the refunded amount, plus interest, within two years of re-entry. If repayment is not completed within this two-year period, the Fund will recognize the re-entry date as the effective service date for all applicable purposes under the Code. For repayment assistance, contact benefits@fabf.org.

A participant who is unmarried at the time of retirement is entitled to a refund of contributions made for widow’s annuity purposes. This refund is processed at the time of retirement.

If a participant received a No Spouse Refund at retirement, the surviving widow is not eligible for widow’s benefits unless the refund is repaid to the Fund with interest at an annual compounded rate of 4%, calculated from the date of refund to the date of repayment. Benefits will begin upon repayment or the participant’s death, whichever occurs later. For assistance, please contact benefits@fabf.org.